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What are the licensing requirements to become an
insurance claims adjuster?
There are no requirements
with regards to insurance adjusting experience. To work as an insurance
claims adjuster, you need only hold an insurance adjuster license. To
acquire an adjuster license, the state of Texas requires either:
a) the completion of the state exam, or
b) the completion of a certified insurance adjuster pre-licensing course
such as ours. A certified adjuster pre-licensing course must include 30
hours of in-class study, 10 hours of self-study, and the administration
of an approved 150 question exam.
For licensing
requirements in all 50 states, please see Licensing Rules and Reciprocity.
What is a pre-licensing
course? Will I get my adjuster's license at class?
The insurance
adjuster pre-licensing course fullfils all
requirements needed to successfully apply for an adjuster license. It is
simply a matter of filing the application (provided in our course) with
the Texas Department of Insurance. No
further testing or coursework is necessary. Depending upon
the volume of applications they process, you should expect your insurance
adjuster license within 2-4 weeks.
What are the costs of your insurance adjuster school classes?
The Texas All-Lines
Adjuster pre-licensing course is $499. Our one day intensive practical adjusting/how
to scope a loss course is $199. Three day Xactimate
25 Basic through Advanced training is $598.
Where are your classes held?
Please see our Schedule Page.
Do you act as a placement agency and how do I secure
employment?
The overall demand
for licensed insurance adjusters has never been higher, and
meteorologists predict that we are entering a 20 year cycle of high
hurricane and storm activity. There are many companies seeking both
experienced and non-experienced qualified adjusters to fill out their
rosters. In our CAT prep class we will discuss in detail the various
types of employment, tips on structuring your resume, and strategies for
securing employment. In addition, the class provides an exciting opportunity
for networking with your fellow future adjusters. While we cannot
guarantee anyone a job, we can ensure that students will leave our class
with a clear idea of their next step towards employment in a rewarding
CAT career.
How much money does a CAT adjuster make?
As a (CAT)
catastrophe adjuster, you will be working as an independent contractor.
As such, your income will depend to a large degree upon how much you want
to make. Some companies pay a “per diem” (anywhere from
$600-$1000/day), but most pay on a “schedule” (a per-claim
amount contingent upon the gross amount of the claim). It is not unusual
to average $400 per claim, and an efficient adjuster can complete upwards
of 4-5 claims per day.
How long are your classes?
You will not find a
faster Texas All-Lines licensing class in the country. Our three day
course runs from 7am to 6:30pm and is designed to get you out of the
classroom and into the field successfully in the shortest time possible.
What is reciprocity? How many
states will the Texas
Adjuster's license allow me to work in?
Adjuster licensing
reciprocity is the system whereby a state will recognize and honor the
validity of another state's license. This enables adjusters to obtain
another state's license without taking that state's exam or equivalent
coursework. Over 30 states grant reciprocity with the Texas All-Lines
Adjuster License making it the most universally accepted adjuster license
in the country. In addition, some states (Louisiana,
Virginia, and Kansas for example) do not require an
adjuster license to work insurance claims.
Reciprocity does not
mean that, having obtained the Texas Adjuster's license, you are
immediately licensed in 32 states. You will still need to apply for each
particular state's licenses according to the regulating agency of the
state.
It is important
to note that
in order to enjoy the benefits of reciprocity through the Texas
Adjuster's License, in most cases you will need to have a resident
license in your home state. For example, a resident of Georgia seeking to obtain a Florida adjuster's license through their Texas
All-Lines Adjuster's license will only be able to do so by: a) holding
their Georgia
adjuster's license or b) establishing residency in Texas. However, if your state of residence does not have a
licensing requirement but you hold your Texas All-Lines Adjuster's
License, you will be eligible for reciprocity with other states. Thus, a
resident of Louisiana (no state
licensing requirement) who has a non-resident license from Texas will still be able to be licensed in Florida without being required to take the Florida exam.
For detailed
information in each state regarding licensing requirements and
reciprocity in relation to the Texas
license, please see Licensing Rules and
Reciprocity.
Which states do not require an
adjuster's license?
To the best of our
knowledge, the following states do
not require an adjuster license to operate in their
state:
Colorado,
District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland,
Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South
Dakota, Tennessee, Virginia, and Wisconsin.
For detailed
information in each state regarding its insurance adjusting licensing
requirements, please see Licensing
Rules and Reciprocity.
All-Lines Training / Insurance Training University can be found on the Texas Department of Insurance Website under:
Insurance Training University - Provider # 33304
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