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Adjuster Licensing - Rules and Reciprocity

This information was obtained via a state by state survey and was based upon the best information available. Please be sure to verify the accuracy individually per state statutes. Comments are welcome at feedback@alllinestraining.com

State Licensing Requirements, Texas Reciprocity, and Agency Contact Information

[A - D] [F - K] [L - M] [N - R] [S - W]

Alabama

• Requires Adjuster License? Yes. The Alabama license is good for one year. No exam is required to obtain the Albama license but you must be either employed by a licensed adjuster or have sufficient experience demonstrating your competency as an adjuster. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Alabama does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Alabama Department of Insurance
  • Phone - (334) 269-3550
  • Fax - (334) 241-4192

Alaska

• Requires Adjuster License? Yes. The Alaska license is good for two years. Exam required. 24 CE credits are required every 2 years to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Alaska only grants reciprocity to those holding a Texas resident license.
• Alaska Division of Insurance
  • Phone - (907) 269-7900
  • Fax - (907) 269-7910

Arizona

• Requires Adjuster License? Yes. Arizona issues a four year Property and Casualty license. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No. This license is not reciprocal with any other state's license.
• Arizona Department of Insurance
  • Phone - (877) 660-0964
  • Fax - (602) 912-8453

Arkansas

• Requires Adjuster License? Yes. The Arkansas license is good for one year. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Arkansas only grants reciprocity to those holding a Texas resident license.
• Arkansas Insurance Department
  • Phone - (800) 282-9134
  • Fax - (501) 371-2618

California

• Requires Adjuster License? Yes.
• Reciprocal with Texas License? No.
• California Department of Insurance
  • Phone - (916) 322-3555
  • Fax - (916) 445-5280

Colorado

• Requires Adjuster License? No.
• Colorado Division of Insurance
  • Phone - (800) 930-3745
  • Fax - (303) 894-7455

Connecticut

• Requires Adjuster License? Yes. The Connecticut license expires on the thirtieth of June, every other year and is renewable by application. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Connecticut does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Connecticut Insurance Department
  • Phone - (860) 297-3800
  • Fax - (860) 566-7410

Delaware

• Requires Adjuster License? Yes. The Delaware license expires every other year. Exam required. 15 CE hours are required every 2 years for residents, however, no CE credits are required for non-residents to maintain their license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Delaware does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Delaware Insurance Commissioner
  • Phone - (302) 739-4251
  • Fax - (302) 739-5280

District of Columbia

• Requires Adjuster License? No
• District of Columbia Department of Insurance, Securities and Banking
  • Phone - (202) 727-8000
  • Fax - (202) 535-1196

Florida

• Requires Adjuster License? Yes. The Florida license is good for two years. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with Florida.
• Florida Office of Insurance Regulation
  • Phone - (850) 413-3140
  • Fax - (850) 488-3334

Georgia

• Requires Adjuster License? Yes. The Georgia license is good for one year. 40 hour course and exam required. 15 hours of CE are required every year to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Residents of states with no licensing requirements cannot gain the Georgia license reciprocally through Texas.
• Georgia Insurance and Safety Fire Commissioner
  • Phone - (404) 656-2070
  • Fax - (404) 651-8719

Hawai'i

• Requires Adjuster License? Yes. The Hawai'i license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No.
• Hawai'i Insurance Division
  • Phone - (808) 586-27900
  • Fax - (808) 586-2806

Idaho

• Requires Adjuster License? Yes. The Idaho license is is good for two years. Exam required. CE credits are required for residents only.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Idaho only grants reciprocity to those holding a Texas resident license.
• Idaho Department of Insurance
  • Phone - (208) 334-4250
  • Fax - (208) 334-4398

Illinois

• Requires Adjuster License? No.
• Illinois Division of Insurance
  • Phone - (217) 782-4515
  • Fax - ( 217) 782-5020

Indiana

• Requires Adjuster License? No.
• Indiana Department of Insurance
  • Phone - (317) 232-5265
  • Fax - (317) 232-5251

Iowa

• Requires Adjuster License? No.
• Iowa Insurance Division
  • Phone - (515) 281-7757
  • Fax - (515) 281-3059

Kansas

• Requires Adjuster License? No.
• Kansas Department of Insurance
  • Phone - (785) 296-3071
  • Fax - (785) 296-2283

Kentucky

• Requires Adjuster License? Yes. The Kentucky license is good for one year. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Kentucky does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Kentucky Office of Insurance
  • Phone - (800) 595-6053
  • Fax - (502) 564-6030

Louisiana

• Requires Adjuster License? Yes.
• Louisiana Department of Insurance
  • Phone - (800) 259-5300
  • Fax - (225) 342-8622

Maine

• Requires Adjuster License? Yes. The Maine license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any exceptions? Maine does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Maine Bureau of Insurance
  • Phone - (207) 624-8475
  • Fax - (207) 624-8599

Maryland

• Requires Adjuster License? No.
• Maryland Insurance Administration
  • Phone - (410) 468-2090
  • Fax - (410) 468-2306

Massachusetts

• Requires Adjuster License? Yes. The Massachusetts license is good for three years. Exam and two years experience required. 15 hours of CE are required every three years to maintain this license.
• Reciprocal with Texas License? No.
• Massachusetts Division of Insurance
  • Phone - (617) 521-7794
  • Fax - (617) 521-7772

Michigan

• Requires Adjuster License? Yes. Exam required. The Michigan license is perpetual, provided a yearly invoice is paid. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must have passed your Texas Exam within 90 days, or you will be required to take the Michigan exam. Michigan does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Michigan Office of Financial and Insurance Services
  • Phone - (517) 373-0234
  • Fax - (517) 335-3157

Minnesota

• Requires Adjuster License? Yes. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Application by means of reciprocity for a Minnesota license must include one's test score from a state exam (scores from pre-licensing courses are not applicable).
• Minnesota Department Of Commerce
  • Phone - (651) 296-6319
  • Fax - (651) 296-4328

Mississippi

• Requires Adjuster License? Yes. The Mississippi license is good for one year. Exam required. 12 hours of CE are required every year to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Mississippi residents can reciprocally obtain their Mississippi license through a Texas non-resident license.
• Mississippi Insurance Department
  • Phone - (601) 359 3582
  • Fax - (601) 359 1951

Missouri

• Requires Adjuster License? No.
• Missouri Department of Insurance
  • Phone - (573) 751-4126
  • Fax - (573) 526-3416

Montana

• Requires Adjuster License? Yes. The Montana license is good for two years. Exam required. 24 hours of CE are required every two years to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must take portion of the state test, covering law in Montana, to gain your license reciprocally. Montana does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas, though you may be required to obtain a letter of certification from the state in which you were previously adjusting.
• Montana State Auditor's Office
  • Phone - (406) 444-2040
  • Fax - (406) 444-3497

• Requires Adjuster License? No.
• Nebraska Department of Insurance
  • Phone - (402) 471-2201
  • Fax - (402) 471-4610

Nevada

• Requires Adjuster License? Yes. Exam required.
• Reciprocal with Texas License? No. Nevada does not license residents of other states.
• Nevada Insurance Division
  • Phone - (702) 486 - 4009
  • Fax - (702) 486-4007

New Hampshire

• Requires Adjuster License? Yes.The New Hampshire license is good for two years. Exam required. 20 hours of CE are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with New Hampshire.
• New Hampshire Insurance Department
  • Phone - (603) 271-2216
  • Fax - (603) 271-1406

New Jersey

• Requires Adjuster License? No.
• New Jersey Department of Banking and Insurance
  • Phone - (609) 292-5360
  • Fax - (609) 984-5263

New Mexico

• Requires Adjuster License? Yes. The New Mexico license is good for one year. Exam required. 15 hours of CE per year, 1 hour of which must be in ethics, are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? If the state in which you hold a resident license requires CE, then those CE hours are sufficient to satisfy New Mexico's requirements. If the state in which you hold a resident license has no CE requirements, then you must comply with New Mexico's requirement of 15 hours per year.
• New Mexico Public Regulation Commission Insurance Division
  • Phone - (505) 827-4637
  • Fax - (505) 476-0326

New York

• Requires Adjuster License? Yes. The New York license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No. The New York license is not reciprocal with any other state.
• New York State Insurance Department
  • Phone - (518) 474-6630
  • Fax - (518) 473-6814

North Carolina

• Requires Adjuster License? Yes. The North Carolina license is perpetual provided the CE requirements are met. Exam required. 12 hours of CE are required every year to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? North Carolina does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• North Carolina Department of Insurance
  • Phone - (919) 807-6800
  • Fax - (919) 733-6495

North Dakota

• Requires Adjuster License? No.
• North Dakota Insurance Department
  • Phone - (701) 328-2440
  • Fax - (701) 328-4880

Ohio

• Requires Adjuster License? No.
• Ohio Department of Insurance
  • Phone - (614) 644-2665
  • Fax - (614) 644-3743

Oklahoma

• Requires Adjuster License? Yes. Exam required. 12 hours of CE are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with Oklahoma.
• Oklahoma Insurance Department
  • Phone - (405) 521-3916
  • Fax - (405) 522-3642

Oregon

• Requires Adjuster License? Yes. The Oregon license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes
• Are there any restrictions?
• Oregon Department of Consumer and Business Services
  • Phone - (503) 947-7980
  • Fax - (503) 378-4351

Pennsylvania

• Requires Adjuster License? No.
• Pennsylvania Insurance Department
  • Phone - (717) 787-2317
  • Fax - (717) 772-1969

Rhode Island

• Requires Adjuster License? Yes. The Rhode Island resident license is good for one year, while the non-resident license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Rhode Island only grants reciprocity to those holding a Texas resident license.
• Rhode Island Department of Business Regulation
  • Phone - (401) 222-2223
  • Fax - (401) 751-4887

South Carolina

• Requires Adjuster License? Yes. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with South Carolina.
• South Carolina Department of Insurance
  • Phone - (803) 737 -6095
  • Fax - (803) 737-6232

South Dakota

• Requires Adjuster License? No.
• South Dakota Division of Insurance
  • Phone - (605) 773-3563
  • Fax - (605) 773-5369

Tennessee

• Requires Adjuster License? No.
• Tennessee Department of Commerce and Insurance
  • Phone - (615) 741-2693
  • Fax - (615) 532-6934

Texas

• Requires Adjuster License? Yes. The Texas license is good for two years. A state issued exam or the completion of a Certified Texas pre-licensing course such as the one offered by All Lines Training is required. 30 hours of CE, half on which must be classroom or classroom equivalent, are required every two years to maintain this license.
• Texas Department of Insurance
  • Phone - (512) 463-6169
  • Fax - (512) 475-2005

Utah

• Requires Adjuster License? Yes. The Utah license is good for two years. Exam required. 12 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Utah does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Utah Insurance Department
  • Phone - (801) 538-3140
  • Fax - (801) 538-3829

Vermont

• Requires Adjuster License? Yes. The Vermont license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Vermont does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Vermont Department of Banking, Insurance, Securities, and Health Care Adminitration
  • Phone - (802) 828-3303
  • Fax - (802) 828-3306

Virginia

• Requires Adjuster License? No.
• Virginia Bureau of Insurance
  • Phone - (804) 371-9631
  • Fax - (804) 371-9873

Washington

• Requires Adjuster License? Yes. The Washington license is good for two years. 24 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity through your Texas license in Washington.
• Washinton State Office of the Insurance Commissioner
  • Phone - (360) 725-7144
  • Fax - (360) 586-3535

West Virginia

• Requires Adjuster License? Yes. The West Virginia license is good for one year. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity in West Virginia.
• West Virginia Offices of the Insurance Commissioner
  • Phone - (304) 558-0610
  • Fax - (304) 558-4966

Wisconsin

• Requires Adjuster License? No.
• Wisconsin Office of the Commissioner of Insurance
  • Phone - (608) 266-3585
  • Fax - (608) 266-9935

Wyoming

• Requires Adjuster License? Yes. The Wyoming license is good for two years. Exam required. 24 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license, if you provide a letter of certification.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity in Wyoming.
• Wyoming Insurance Department
  • Phone - (307) 777-7401
  • Fax - (307) 777-5895

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